← Credit Cadence

Terms

Last updated November 8, 2026

What you're buying

A one-time licence to use the Credit Cadence web app, including updates to the card templates for 12 months from purchase. There is no subscription and no automatic renewal.

Refunds

Email hello@creditcadence.com within 14 days of purchase for a full refund, no questions asked. A refund ends access to the paid app.

Accuracy

Templates are checked against each issuer's published benefits on the date shown, but issuers change benefits and terms without notice. Always confirm with your issuer. Credit Cadence is a tracking tool, not financial advice, and does not recommend opening, keeping or cancelling any card.

Independence

Credit Cadence is not affiliated with, endorsed by or sponsored by American Express, Chase, Capital One or any other issuer. Card names are trademarks of their owners and are used only to identify the cards a template describes.

Your data

Data you enter is stored on your device. You're responsible for keeping a backup.